Lucky for Life gives US lottery players in 23 jurisdictions seven chances a week to win $1,000 a day for life, $25,000 a year for life, and various smaller prizes for $2.00 per play.
The lump-sum cash value of Lucky for Life’s jackpots is relatively modest, but the lifetime-guaranteed payouts and improved odds compared to other multi-state draw games make it one of the nation’s most recognized lottery games.
Continue below for BettingUSA’s thorough Lucky for Life review and other key information players need to know. Our guide explains where to buy Lucky for Life tickets online and in person, how the game works, where it’s available, and how it compares to other multi-state draw games.
Play Lucky For Life Lottery Online
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Quick Lucky for Life Guide
- Base Ticket Cost: $2.00
- Top Prize: $1,000 a day for life (or $5.75 million cash option)
- Jackpot Odds: 1 in 30.8 million
- Any-Prize Odds: 1 in 7.8
- Lucky for Life Drawings: 10:38 PM ET daily
- Ticket Purchase Deadline: 9:30 PM ET
- Watch Drawings Live:
States Where Lucky for Life is Sold
Players can buy Lucky for Life tickets in the following jurisdictions:
- Arkansas
- Colorado
- Connecticut
- Delaware
- DC
- Idaho
- Iowa
- Kansas
- Kentucky
- Maine
- Massachusetts
- Michigan
- Montana
- Nebraska
- New Hampshire
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Rhode Island
- South Dakota
- Vermont
- Wyoming
Note: If Lucky for Life isn’t available in your state, you might be able to buy Cash4Life tickets online instead. Cash4Life is available in ten additional states and also offers $1,000 a day for life but features a bigger secondary jackpot than Lucky for Life ($1,000 a week for life versus $25,000 a year for life) for the same ticket price.
How to Play Lucky for Life
Players can enter Lucky for Life drawings by purchasing tickets and choosing Quick Pick for random numbers or manually selecting six numbers:
- Five numbers between 1 and 48
- One number between 1 and 18 for the Lucky Ball
Each ticket has room for players to create up to five lines (entries) and an option to enter up to 28 consecutive drawings (the maximum number of drawings players may enter in advance varies by state).
Lucky for Life Jackpots and Prizes
Lucky for Life has ten prize tiers, ranging from $3 (1 in 32 chance ) to $1,000 a day for life (1 in 30.8 million chance).
| # of Matches | Prize |
|---|---|
| 5 + Lucky Ball | $1,000 a day for life |
| 5 | $25,000 a year for life |
| 4 + Lucky Ball | $5,000 |
| 4 | $200 |
| 3 + Lucky Ball | $150 |
| 3 | $20 |
| 2 + Lucky Ball | $25 |
| 2 | $3 |
| 1 + Lucky Ball | $6 |
| Lucky Ball Only | $4 |
$1,000 a Day for Life
Lucky for Life jackpot winners can take one of the annuity options described below or a one-time cash payout of $5,750,000. Winners who take the annuity option will receive annual or weekly payments, depending on the state where they purchased the ticket:
- $365,000 payment once per year, 20-year minimum guarantee
- $7,000 payment once per week, 20-year minimum guarantee
In cases of multiple jackpot winners, Lucky for Life will split the prize equally among them based on the following rules.
If there are 2-14 winners:
- Lump sum cash payout of $5.75 million divided by the number of winners
- Annuity payments ($365,000 annually in some states and $7,000 weekly in others) divided by the number of winners
- If the weekly annuity payment would be less than $500 per week, winners must take the cash option
If there are 15+ winners:
- No annuity option
- Each winner receive an equal share of $7,125,000
$25,000 a Year for Life
Players who win the secondary jackpot may choose to receive their winnings as a lump sum payout of $390,000 or annual payments of $25,000.
The following rules apply if there are multiple winners.
- If there are 20 or fewer winners, they do not split the jackpot. Every winner receives the full $25,000-per-year annuity or a $390,000 lump sum cash payout.
- If there are 21+ winners: Each player receives an equal share of $9,400,000
Lucky for Life Odds
The odds of winning Lucky for Life’s various prizes range from 1 in 15 to about 1 in 30 million. Overall, players have a 1 in 7.8 chance to win any prize.
| Prize | Odds of Winning |
|---|---|
| $1,000 a day for life | 1 in 30,821,472 |
| $25,000 a year for life | 1 in 1,813,028 |
| $5,000 | 1 in 143,356 |
| $200 | 1 in 8,433 |
| $150 | 1 in 3,414 |
| $20 | 1 in 201 |
| $25 | 1 in 250 |
| $3 | 1 in 15 |
| $6 | 1 in 50 |
| $4 | 1 in 33 |
How to Buy Lucky for Life Tickets Online
Some Lucky for Life states offer online ticket sales, but most require players to visit a retailer in person to buy Lucky for Life tickets.
However, lottery courier services like Jackpocket are operational in a growing number of states and allow players to place orders for Lucky for Life tickets from anywhere in the state. See BettingUSA’s online lottery reviews for more information about legal lottery couriers, how they work, and where they’re available.
Lucky for Life FAQ
Randy Ray is a recognized gambling expert, with industry experience dating back to the early 2000’s.