Lotto.com Review
Lotto.com is an online lottery site based in Jersey City and active in a growing list of states.
The Lotto.com business model centers around ordering lottery tickets on behalf of players and issuing instant payouts to winners. Players can use Lotto.com to buy lottery tickets and scratch-offs online, track their results, and get paid immediately when they win.
The Lotto.com app offers instant scratch-offs in more states than any other lottery courier and goes to great lengths to assure customers of its legitimacy.
However, it’s not the perfect online lottery solution, and the fees may turn off some potential users. Our complete Lotto.com review explains all the details.
- Available in 10 States
- Buy Tickets to Draw Games
- Buy Scratch Tickets Online
- Registered NJ Lottery Courier
Pros
Fast and Intuitive Mobile AppDrawings and Scratch TicketsVerified by Third-Party AuditNo Maximum WithdrawalCons
15-25% Convenience FeeLimited Deposit MethodsNo Welcome BonusLotto.com States
Players in the following states can use the Lotto.com app or website to order official lottery tickets online:
- Arkansas
- Arizona
- Colorado
- Massachusetts
- Minnesota
- Nebraska
- New Jersey
- New York
- Ohio
- Oregon
- Texas
Lotto.com Promo Code
Lotto.com asks for a promo code at the bottom of the checkout page on every order, but players can leave the field blank. Unfortunately, Lotto.com promos are infrequent, and it does not offer a welcome bonus for new users.
How Lotto.com Works
Lotto.com offers online lottery ticket sales by partnering with local retailers to purchase official lottery tickets on behalf of customers.
Customers can specify the number of tickets and drawings they wish to play, choose their own numbers or quick-pick selections, and Lotto.com completes their orders as requested.
In addition, Lotto.com offers scratcher tickets in select states. When customers order scratch-off tickets, Lotto.com completes the purchase at a local retailer and notifies users when it’s time to log in and scratch their tickets.
Immediately after Lotto.com completes a purchase, it scans the physical tickets, uploads the images to the customer’s account, monitors the results of the relevant drawings, and notifies users if they win.
Winning and Payments
Whenever a customer wins money from a drawing or lottery scratch-off, Lotto.com notifies them and handles the payment of their winnings.
In the case of smaller prizes, Lotto.com redeems the ticket on the customer’s behalf and pays the winnings straight to their player account. Players can either use the funds to purchase more tickets or transfer the winnings straight to their bank accounts.
In the case of prizes that exceed the state’s threshold (around $600) for collecting winnings at the retailer, Lotto.com contacts the customer to arrange the safe transfer of the original ticket. Once the customer has the physical ticket, they can collect their winnings directly from the state lottery through its normal claims process.
Lotto.com Scratch Tickets Online
Players in the following states can order legitimate, real-money scratch-offs online through Lotto.com. After Lotto.com fulfills the order, players can log in to their accounts to scratch their tickets digitally and see if they’ve won.
States Where Lotto.com Offers Online Scratchers
- Arizona
- Colorado
- Minnesota
- Nebraska
- Ohio
- Oregon
- Texas
Customers can order scratchers online by visiting Lotto.com or opening the mobile app, logging in, and choosing the game of their choice on the home screen.
The Lotto app accepts orders for up to ten scratchers at a time and tries to fulfill all orders on the same day. However, orders placed in the evening may roll over to the next morning.
Lotto.com offers online scratch-offs in more states than any other lottery courier, but its collection is not comprehensive. Like all lottery couriers, Lotto.com limits its scratchers to tickets that cost $5 or more.
That means players won’t find inexpensive $1-per-play scratchers on the Lotto.com app, but the games it does offer boast massive prizes, often including seven-figure jackpots.
One of Lotto’s other strong points in this area is the information it provides about every game. In addition to screenshots of every ticket and price information, the Lotto.com app provides the following for every scratcher it offers:
- Game rules
- Full prize table
- Odds of winning each prize
- Odds of winning any prize at all
- Link to see how many unclaimed prizes remain at each prize level
Lotto.com App Review
Online lottery apps tend to be simple, straightforward, and quick to respond to user actions like swiping or tapping. The Lotto.com app is no exception.
Users will find it easy to navigate the app, find the types of games they want, view their orders, scratch off any scratchers they have, deposit funds, and withdraw their winnings.
Regarding features, Lotto.com is a middle-of-the-road app compared to other lottery couriers ycgts.shop has reviewed. The Lotto.com lottery app offers more features than Jackpot.com but fewer than Jackpocket. Ultimately, it strikes a favorable balance between ease of use and capabilities.
Lotto.com App Highlights
The Lotto.com app ranks well in the following areas:
- Ease of Use: A consistent and intuitive interface assists users in finding specific games and ordering tickets
- Newbie-Friendly: The first time new customers place an order, the Lotto.com app provides pop-up tooltips highlighting features and walking them through the purchasing process
- Informative: The Lotto.com app provides nearly comprehensive information for every draw game and scratch-off card it offers. Players can see their odds of winning, game rules, drawing times, and more without leaving the app
Weak Points
Areas where the Lotto.com app could improve include the following:
- No Jackpot Alerts: Customizable jackpot alerts would allow users to select specific draw games to follow and send them notifications whenever the jackpot reaches a predetermined threshold
- Self-Help FAQ Hard to Find: Lotto.com has a helpful FAQ that can answer most customers’ questions, but it’s hard to find because players must visit the live chat bot and ask a question before they can find a link to view the FAQ
Lotto.com App Screenshots
Lotto.com Deposit Methods
Lotto.com offers a limited variety of payment methods and withdrawal options compared to other lottery couriers. That said, the options it offers should work for the vast majority of customers:
Not all deposit methods are available in all states. For example, Arkansas law prohibits lottery purchases funded by credit cards.
Important: Lotto.com does not allow bettors to withdraw funds they have deposited. Once you deposit funds, you must use them to order lottery tickets online.
Lotto.com only offers withdrawals via ACH bank transfer and PayPal, but there’s no limit to the amount customers may withdraw. Players can expect to receive their funds within two to five days.
Lotto.com Responsible Gambling
Lotto.com is a member of the National Council on Problem Gambling (NCPG) and supports responsible gambling in multiple ways, including:
- Compliance with state regulations on problem gambling
- Voluntary deposit and spending limits
- Voluntary self-exclusion tools
- Know Your Customer (KYC) checks to prevent minors from participating
- Responsible gambling training for all staff and customer support
- Internal tools and policies to detect signs of problem gambling
- Responsible gambling warnings and reminders on the Lotto.com app and website
Lotto.com Games by State
Customers in each state can access a unique list of games, including scratch-offs, multi-state games like Powerball, and state-specific drawings.
Lotto.com FAQ
Expert Opinion: Is Lotto.com Legit?
BettingUSA can conclude that Lotto.com is legit after investigating the business model and its history.
Most importantly, third-party news organizations have reported on significant winnings obtained by Lotto.com customers. featuring Lotto.com are abundant and easy to find.
In addition, Lotto.com is headquartered in the United States (Jersey City) and is therefore subject to US law. In other words, Lotto.com is not an overseas lottery operator that could disappear without warning.
Lotto.com is also verified by Bulletproof Solutions, an extension of Gaming Labs International that specializes in lottery and gaming security, compliance, and integrity. A Bulletproof verifies that Lotto.com passed a rigorous audit of its functions, features, and compliance protocols.