Lotto.com Review

Lotto.com
No Welcome Bonus Last verified on December 28, 2024 You must be 18 (19+ NE, 21+ AZ) or older to order a lottery ticket. Please play responsibly. If you or someone you know has a gambling problem, call 1800-GAMBLER
Lotto.com Promo Code: Not Needed
  • Available in 10 States
  • Buy Tickets to Draw Games
  • Buy Scratch Tickets Online
  • Registered NJ Lottery Courier
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Pros

Fast and Intuitive Mobile AppDrawings and Scratch TicketsVerified by Third-Party AuditNo Maximum Withdrawal

Cons

15-25% Convenience FeeLimited Deposit MethodsNo Welcome Bonus

Players in the following states can use the Lotto.com app or website to order official lottery tickets online:

  • Arkansas
  • Arizona
  • Colorado
  • Massachusetts
  • Minnesota
  • Nebraska
  • New Jersey
  • New York
  • Ohio
  • Oregon
  • Texas

Lotto.com asks for a promo code at the bottom of the checkout page on every order, but players can leave the field blank. Unfortunately, Lotto.com promos are infrequent, and it does not offer a welcome bonus for new users.

Lotto.com offers online lottery ticket sales by partnering with local retailers to purchase official lottery tickets on behalf of customers.

Customers can specify the number of tickets and drawings they wish to play, choose their own numbers or quick-pick selections, and Lotto.com completes their orders as requested.

In addition, Lotto.com offers scratcher tickets in select states. When customers order scratch-off tickets, Lotto.com completes the purchase at a local retailer and notifies users when it’s time to log in and scratch their tickets.

Immediately after Lotto.com completes a purchase, it scans the physical tickets, uploads the images to the customer’s account, monitors the results of the relevant drawings, and notifies users if they win.

Winning and Payments

Whenever a customer wins money from a drawing or lottery scratch-off, Lotto.com notifies them and handles the payment of their winnings.

In the case of smaller prizes, Lotto.com redeems the ticket on the customer’s behalf and pays the winnings straight to their player account. Players can either use the funds to purchase more tickets or transfer the winnings straight to their bank accounts.

In the case of prizes that exceed the state’s threshold (around $600) for collecting winnings at the retailer, Lotto.com contacts the customer to arrange the safe transfer of the original ticket. Once the customer has the physical ticket, they can collect their winnings directly from the state lottery through its normal claims process.

Players in the following states can order legitimate, real-money scratch-offs online through Lotto.com. After Lotto.com fulfills the order, players can log in to their accounts to scratch their tickets digitally and see if they’ve won.

States Where Lotto.com Offers Online Scratchers

  • Arizona
  • Colorado
  • Minnesota
  • Nebraska
  • Ohio
  • Oregon
  • Texas

Customers can order scratchers online by visiting Lotto.com or opening the mobile app, logging in, and choosing the game of their choice on the home screen.

The Lotto app accepts orders for up to ten scratchers at a time and tries to fulfill all orders on the same day. However, orders placed in the evening may roll over to the next morning.

Lotto.com offers online scratch-offs in more states than any other lottery courier, but its collection is not comprehensive. Like all lottery couriers, Lotto.com limits its scratchers to tickets that cost $5 or more.

That means players won’t find inexpensive $1-per-play scratchers on the Lotto.com app, but the games it does offer boast massive prizes, often including seven-figure jackpots.

One of Lotto’s other strong points in this area is the information it provides about every game. In addition to screenshots of every ticket and price information, the Lotto.com app provides the following for every scratcher it offers:

  • Game rules
  • Full prize table
  • Odds of winning each prize
  • Odds of winning any prize at all
  • Link to see how many unclaimed prizes remain at each prize level

Online lottery apps tend to be simple, straightforward, and quick to respond to user actions like swiping or tapping. The Lotto.com app is no exception.

Users will find it easy to navigate the app, find the types of games they want, view their orders, scratch off any scratchers they have, deposit funds, and withdraw their winnings.

Regarding features, Lotto.com is a middle-of-the-road app compared to other lottery couriers ycgts.shop has reviewed. The Lotto.com lottery app offers more features than Jackpot.com but fewer than Jackpocket. Ultimately, it strikes a favorable balance between ease of use and capabilities.

Lotto.com App Highlights

The Lotto.com app ranks well in the following areas:

  • Ease of Use: A consistent and intuitive interface assists users in finding specific games and ordering tickets
  • Newbie-Friendly: The first time new customers place an order, the Lotto.com app provides pop-up tooltips highlighting features and walking them through the purchasing process
  • Informative: The Lotto.com app provides nearly comprehensive information for every draw game and scratch-off card it offers. Players can see their odds of winning, game rules, drawing times, and more without leaving the app

Weak Points

Areas where the Lotto.com app could improve include the following:

  • No Jackpot Alerts: Customizable jackpot alerts would allow users to select specific draw games to follow and send them notifications whenever the jackpot reaches a predetermined threshold
  • Self-Help FAQ Hard to Find: Lotto.com has a helpful FAQ that can answer most customers’ questions, but it’s hard to find because players must visit the live chat bot and ask a question before they can find a link to view the FAQ

Lotto.com App Screenshots

Lotto.com offers a limited variety of payment methods and withdrawal options compared to other lottery couriers. That said, the options it offers should work for the vast majority of customers:

Credit Cards Debit Cards Discover MasterCard PayPal Venmo Visa

Not all deposit methods are available in all states. For example, Arkansas law prohibits lottery purchases funded by credit cards.

Important: Lotto.com does not allow bettors to withdraw funds they have deposited. Once you deposit funds, you must use them to order lottery tickets online.

Lotto.com only offers withdrawals via ACH bank transfer and PayPal, but there’s no limit to the amount customers may withdraw. Players can expect to receive their funds within two to five days.

Lotto.com is a member of the National Council on Problem Gambling (NCPG) and supports responsible gambling in multiple ways, including:

  • Compliance with state regulations on problem gambling
  • Voluntary deposit and spending limits
  • Voluntary self-exclusion tools
  • Know Your Customer (KYC) checks to prevent minors from participating
  • Responsible gambling training for all staff and customer support
  • Internal tools and policies to detect signs of problem gambling
  • Responsible gambling warnings and reminders on the Lotto.com app and website

Customers in each state can access a unique list of games, including scratch-offs, multi-state games like Powerball, and state-specific drawings.

  • Powerball
  • Mega Millions
  • Lucky for Life
  • Natural State Jackpot
  • Lotto
  • Cash 4
  • Cash 3

  • Powerball
  • Mega Millions
  • The Pick
  • Fantasy 5
  • Scratch-offs

  • Powerball
  • Mega Millions
  • Lucky for Life
  • Colorado Lotto+
  • Cash 5
  • Pick 3
  • Scratch-offs

  • Powerball
  • Mega Millions
  • Lotto America
  • Gopher 5
  • Pick 3
  • Scratch-Offs

  • Powerball
  • Mega Millions
  • Scratch-offs

  • Powerball
  • Mega Millions
  • Cash4Life
  • Pick 6
  • Jersey Cash 5
  • Pick 4
  • Pick 3

  • Powerball
  • Mega Millions
  • Cash 4 Life
  • New York Lotto
  • New York Pick 10
  • Take 5
  • Win 4
  • Numbers

  • Powerball
  • Mega Millions
  • Lucky for Life
  • Classic Lotto
  • Rolling Cash 5
  • Pick 3
  • Scratch-Offs

  • Powerball
  • Mega Millions
  • Megabucks
  • Pick 4
  • Scratch-Offs

  • Powerball
  • Mega Millions
  • Texas Lotto
  • Texas Two Step
  • All or Nothing
  • Cash Five
  • Daily 4
  • Pick 3
  • Scratch-Offs

Lotto.com charges a convenience fee of 15-25% on all orders, which is higher than every other lottery courier BettingUSA has reviewed.

No. Lotto.com pays all winnings under $600 in full and directly to customers’ accounts. For winnings above $600, Lotto.com transfers the physical ticket to the customer for redemption with the state lottery.

Players must be 18+ (19+ in Nebraska and 21+ in Arizona) to buy lottery tickets online with Lotto.com.

Lotto.com has a verified track record of paying winners, whether they won from or .

Additionally, Lotto.com takes a photo of every ticket it purchases on behalf of customers and uploads it to their accounts. After documenting a purchase, Lotto.com stores the original ticket in a fireproof vault within a secure facility.

BettingUSA can conclude that Lotto.com is legit after investigating the business model and its history.

Most importantly, third-party news organizations have reported on significant winnings obtained by Lotto.com customers. featuring Lotto.com are abundant and easy to find.

In addition, Lotto.com is headquartered in the United States (Jersey City) and is therefore subject to US law. In other words, Lotto.com is not an overseas lottery operator that could disappear without warning.

Lotto.com is also verified by Bulletproof Solutions, an extension of Gaming Labs International that specializes in lottery and gaming security, compliance, and integrity. A Bulletproof verifies that Lotto.com passed a rigorous audit of its functions, features, and compliance protocols.